<p>&nbsp;</p>
<p style="margin:0cm;margin-bottom:.0001pt;line-height:18.0pt;background:#E7F0F7"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">S&atilde;o muitas as op&ccedil;&otilde;es de cr&eacute;dito oferecidas no mercado. Conhe&ccedil;a as diversas modalidades para encontrar a mais adequada ao seu caso, e lembre-se, para que esse recurso seja eficiente, &eacute; importante considerar alguns aspectos:<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">1.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><strong><span style="font-size:9.0pt;
font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Para que a parcela se ajuste ao seu or&ccedil;amento:</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">o ideal &eacute; n&atilde;o comprometer mais do que 30% da renda mensal l&iacute;quida com financiamentos. Para um sal&aacute;rio de R$ 2 mil, tenha, no m&aacute;ximo, R$ 600 em parcelas de financiamento, incluindo cart&atilde;o de cr&eacute;dito, cheque especial, cr&eacute;dito pessoal etc. Isso evita o descontrole financeiro e mant&eacute;m voc&ecirc; bem longe da inadimpl&ecirc;ncia.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">2.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><strong><span style="font-size:9.0pt;
font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Considere outros gastos:</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">presta&ccedil;&otilde;es de valor baixo s&atilde;o tentadoras, especialmente quando se adquire um sonho de consumo, como um carro. Voc&ecirc; pode achar que R$ 400 &eacute; uma parcela adequada ao seu or&ccedil;amento hoje, mas n&atilde;o esque&ccedil;a dos gastos com combust&iacute;vel, manuten&ccedil;&atilde;o, IPVA e seguro. Esses itens s&atilde;o importantes e devem entrar no seu or&ccedil;amento.Al&eacute;m disso leve em considera&ccedil;&atilde;o seus outros compromissos mensais, como suas contas de consumo (luz, &aacute;gua, condom&iacute;nio, escola, telefone, etc.<o:p></o:p></span></p>
<p style="margin:0cm;margin-bottom:.0001pt;line-height:18.0pt;background:#E7F0F7"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">3.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><strong><span style="font-size:9.0pt;
font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Observe o prazo do financiamento:</span></strong><span class="apple-converted-space"><b><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">&nbsp;</span></b></span><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">deve estar adequado a sua realidade e quanto menor o prazo, menor o efeito dos juros.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">4.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><strong><span style="font-size:9.0pt;
font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Use apenas o cr&eacute;dito que voc&ecirc; considera necess&aacute;rio:</span></strong><span class="apple-converted-space"><b><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">&nbsp;</span></b></span><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">lembre-se que o valor contratado hoje dever&aacute; ser pago depois.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">5.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><strong><span style="font-size:9.0pt;
font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Antes de contratar um cr&eacute;dito, informe-se:</span></strong><span class="apple-converted-space"><b><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">&nbsp;</span></b></span><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">pesquise, pergunte e s&oacute; decida quando estiver seguro de que todas as suas d&uacute;vidas foram esclarecidas.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">6.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Veja qual &eacute; o valor da parcela mensal que voc&ecirc; pode pagar, sem comprometer o planejamento do seu or&ccedil;amento. Considere tamb&eacute;m a taxa de juros, que interfere nesse valor e que, muitas vezes, &eacute; esquecida na hora de contratar uma opera&ccedil;&atilde;o de cr&eacute;dito.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">7.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><strong><span style="font-size:9.0pt;
font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Atente-se ao prazo:</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">ele tamb&eacute;m pode interferir na taxa de juros que ser&aacute; aplicada na contrata&ccedil;&atilde;o.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">8.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><strong><span style="font-size:9.0pt;
font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Fa&ccedil;a simula&ccedil;&otilde;es das parcelas ou empr&eacute;stimo:</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">por meio das m&aacute;quinas de auto-atendimento ou pela internet, voc&ecirc; faz simula&ccedil;&otilde;es de algumas opera&ccedil;&otilde;es de cr&eacute;dito. Assim, fica mais f&aacute;cil programar ou at&eacute;<span class="apple-converted-space">&nbsp;</span>mesmo escolher a op&ccedil;&atilde;o adequada para cada situa&ccedil;&atilde;o.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">9.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><strong><span style="font-size:9.0pt;
font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Se poss&iacute;vel, mantenha sempre uma reserva no fim do m&ecirc;s:</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">para isso, inclua em seu or&ccedil;amento o valor da parcela do empr&eacute;stimo e reserve uma quantia para emerg&ecirc;ncias. A sua reserva pode ser aplicada na caderneta de poupan&ccedil;a ou em algum investimento. Verifique a melhor alternativa.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">10.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Calcule quanto tempo voc&ecirc; precisar&aacute; do dinheiro, avaliando a real necessidade.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">11.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Fa&ccedil;a compara&ccedil;&otilde;es no mercado para obter a melhor condi&ccedil;&atilde;o.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">12.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Para utilizar o cr&eacute;dito de forma respons&aacute;vel, questione se o que pretende fazer &eacute; realmente importante. N&atilde;o utilize o cr&eacute;dito por rea&ccedil;&atilde;o de est&iacute;mulos contr&aacute;rios &agrave; sua vontade.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">13.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><strong><span style="font-size:9.0pt;
font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Certifique-se de seus gastos efetivos antes de assumir o novo compromisso:</span></strong><span class="apple-converted-space"><b><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></b></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">se for realmente necess&aacute;rio, veja se esse novo gasto pode ser abatido diretamente de sua renda por meio de consigna&ccedil;&otilde;es ou de benef&iacute;cios do INSS.<o:p></o:p></span></p>
<p style="margin:0cm;margin-bottom:.0001pt;line-height:18.0pt;background:#E7F0F7"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">14.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><strong><span style="font-size:9.0pt;
font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Nunca admita a coloca&ccedil;&atilde;o for&ccedil;ada de produtos:</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">voc&ecirc; n&atilde;o &eacute; obrigado a adquirir algo que n&atilde;o queira.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">15.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><strong><span style="font-size:9.0pt;
font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Fique atento a ofertas vantajosas feitas na rua ou por telefone:</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">antes de assinar qualquer contrato, certifique-se da idoneidade da empresa que est&aacute; oferecendo tais produtos e da veracidade das informa&ccedil;&otilde;es.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">16.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Para evitar que seus dados cadastrais sejam utilizados indevidamente, n&atilde;o os informe a ningu&eacute;m, nem por telefone, nem pessoalmente.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">17.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Se pessoas desconhecidas solicitarem dados do seu cart&atilde;o de cr&eacute;dito, n&atilde;o informe. Alguns dados s&atilde;o o suficiente para realizar compras por telefone ou pela internet. Por isso, forne&ccedil;a essas informa&ccedil;&otilde;es somente quando tiver certeza do produto que quer comprar e da idoneidade da empresa, evitando assim, futuros transtornos.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">18.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Nunca empreste seu cart&atilde;o para outras pessoas, nem permita que estranhos o examinem, sob qualquer pretexto.<o:p></o:p></span></p>
<p style="margin:0cm;margin-bottom:.0001pt;line-height:18.0pt;background:#E7F0F7"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">19.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Solicite sempre a via do comprovante de venda e, antes de assin&aacute;-lo, confira o valor declarado da compra.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">20.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Antes de assinar qualquer contrato, certifique-se das condi&ccedil;&otilde;es contratuais. Caso tenha d&uacute;vidas, n&atilde;o tenha pressa em assinar, procure primeiro entender como funciona e se realmente o contrato est&aacute; dentro do esperado.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">21.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Mantenha sempre uma reserva para adquirir bens necess&aacute;rios, como: rem&eacute;dios, consertos dom&eacute;sticos, entre outras necessidades que podem surgir a qualquer momento.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">22.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Nunca &ldquo;empreste&rdquo; seu nome a parentes, vizinhos ou conhecidos, para obterem opera&ccedil;&otilde;es de cr&eacute;dito.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">23.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Mantenha sempre sua situa&ccedil;&atilde;o cadastral regularizada para ter acesso ao cr&eacute;dito na hora da necessidade. Para verificar se h&aacute; alguma restri&ccedil;&atilde;o em seu nome, consulte os &oacute;rg&atilde;os de prote&ccedil;&atilde;o ao cr&eacute;dito, como o SPC e a SERASA.<o:p></o:p></span></p>
<p style="margin: 0cm 0cm 0.0001pt; line-height: 18pt; background-color: rgb(231, 240, 247); background-position: initial initial; background-repeat: initial initial;"><strong><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">24.</span></strong><span class="apple-converted-space"><span style="font-size:9.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#212020">&nbsp;</span></span><span style="font-size:9.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#212020">Consulte as linhas de cr&eacute;dito dispon&iacute;vel para voc&ecirc;. Se tiver d&uacute;vidas, fale com o gerente da sua ag&ecirc;ncia, que o auxiliar&aacute; da melhor maneira poss&iacute;vel.<o:p></o:p></span></p>
<p style="margin:0cm;margin-bottom:.0001pt;line-height:18.0pt;background:#E7F0F7"><span style="font-size: 9pt; font-family: Arial, sans-serif; color: rgb(33, 32, 32); background-position: initial initial; background-repeat: initial initial;">Com essas precau&ccedil;&otilde;es, voc&ecirc; ir&aacute; contratar um empr&eacute;stimo com responsabilidade, evitando preocupa&ccedil;&otilde;es e reduzindo a possibilidade de endividamento.<br />
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<h2><span style="font-size: medium;"><span style="font-family: Arial, sans-serif; color: rgb(33, 32, 32);"><br />
Central de Atendimento:<br />
</span><span style="color: rgb(33, 32, 32); font-family: Arial, sans-serif; font-size: medium;">Endere&ccedil;o:Rodovia Anchieta Km 23 ala 7.<br />
</span></span><span style="font-size: medium;"><span style="font-family: Arial, sans-serif; color: rgb(33, 32, 32);"> Cep:09772-040<br />
Fone:(11) 2861-7168<br />
Fone:(11) 3435-3675<br />
Fone:(11) 3425-8331<br />
Seu Cr&eacute;dito Com Consi&ecirc;ncia.</span></span></h2>
<p style="margin:0cm;margin-bottom:.0001pt;line-height:18.0pt;background:#E7F0F7">&nbsp;</p>
<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;"><o:p></o:p></span></b></p>
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color:#212020"><o:p></o:p></span>
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