<div style="text-align: right; background: white" align="right"><span style="color: #ffcc00"><b><span style="font-size: 24pt">Perguntas</span></b><b><span style="font-size: 24pt"><br />
</span></b><span style="font-size: 18pt">&amp;</span><b><span style="font-size: 24pt"> Respostas</span></b></span><b><span style="color: #999999; font-size: 24pt"> </span></b></div>
<div style="text-align: right; background: white" align="right"><span style="color: #0000ff"><b><span style="font-size: 24pt">Clique sobre a pergunta <br />
para ver a resposta.</span></b></span></div>
<div style="line-height: 8pt; margin: 0cm 0cm 12pt; background: white">&nbsp;</div>
<p>
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            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">1.</span></span></div>
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            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Tenho restri&ccedil;&otilde;es em meu nome, posso fazer um empr&eacute;stimo?</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 18.75pt"><span style="color: #666666; font-size: 10pt">A InvestCredFinanciamentos&nbsp;&eacute; a &uacute;nica financeira que concede empr&eacute;stimos exclusivamente a servidores p&uacute;blicos, aposentados e pensionista <b>que est&atilde;o negativados</b>. A libera&ccedil;&atilde;o do cr&eacute;dito depender&aacute; apenas da an&aacute;lise de seu perfil e da documenta&ccedil;&atilde;o necess&aacute;ria.</span></div>
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<p>
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            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">2 . Eu posso fazer um empr&eacute;stimo pessoal se n&atilde;o tiver comprovante de renda?</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">N&atilde;o. Para a realiza&ccedil;&atilde;o de um contrato de Empr&eacute;stimo Pessoal, </span><span style="color: #333333; font-size: 10.5pt">&eacute; necess&aacute;ria a comprova&ccedil;&atilde;o de renda</span><span style="color: #333333; font-size: 9pt">.</span></div>
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<p>
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            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">3.</span></span></div>
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            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Tenho duas rendas comprovadas. Posso adquirir um empr&eacute;stimo por renda?</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">Sim.&nbsp;A InvestCredFinanciamentos&nbsp;analisar&aacute; seu cr&eacute;dito de acordo com cada renda comprovada. A libera&ccedil;&atilde;o do cr&eacute;dito depender&aacute; apenas da an&aacute;lise de seu perfil e da documenta&ccedil;&atilde;o necess&aacute;ria.</span></div>
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<p>
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            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">4.</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Meu CPF est&aacute; suspenso, cancelado ou pendente de regulariza&ccedil;&atilde;o. Posso fazer um empr&eacute;stimo?</span></span></div>
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            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">N&atilde;o. Para a realiza&ccedil;&atilde;o de um contrato de Empr&eacute;stimo Pessoal, &eacute; necess&aacute;rio que a situa&ccedil;&atilde;o cadastral de seu CPF esteja regularizada.</span></div>
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<div style="line-height: 8pt; margin: 0cm 0cm 12pt; background: white">&nbsp;</div>
<p>
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            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">5.</span></span></div>
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            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Posso realizar um empr&eacute;stimo por meio de Procura&ccedil;&atilde;o P&uacute;blica?</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">Sim. Ligue em uma de nossas lojas para orienta&ccedil;&otilde;es.</span></div>
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<p>
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            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">6.</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Posso fazer empr&eacute;stimos por telefone?</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt"><span style="color: #333333; font-size: 9pt">Em alguns casos, &eacute; poss&iacute;vel enviar um de nossos correspondentes ao endere&ccedil;o do cliente. Entre em contato&nbsp;a InvestCredFinancimentos&nbsp;mais pr&oacute;ximo e informe-se a respeito dessa possibilidade</span></div>
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</p>
<p>
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            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">7.</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Qual o valor m&aacute;ximo que posso conseguir em um empr&eacute;stimo pessoal?</span></span></div>
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            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">O valor a ser liberado depender&aacute; da an&aacute;lise de seu perfil e dos documentos apresentados. Por isso, &eacute; necess&aacute;rio que voc&ecirc; ligue e fa&ccedil;a uma simula&ccedil;a&otilde; em um de nossos corretores, para realizar uma simula&ccedil;&atilde;o.</span></div>
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<p>
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            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">8.</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Quais s&atilde;o os documentos necess&aacute;rios para obter um empr&eacute;stimo pessoal?</span></span></div>
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            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">S&atilde;o necess&aacute;rios RG e CPF originais; Comprovante de resid&ecirc;ncia atual; </span><span style="color: #333333; font-size: 9pt">&uacute;ltimos comprovantes de rendimento originais ou</span><span style="color: #666666; font-size: 10pt"> Extrato banc&aacute;rio da movimenta&ccedil;a&otilde; de sua conta banc&aacute;ria.</span></div>
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt">&nbsp;</div>
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">*O extrato banc&aacute;rio dever&aacute; corresponder ao per&iacute;odo da data de pagamento de seu sal&aacute;rio/benef&iacute;cio.<br />
            <br />
            Cal&ccedil;ada das Margaridas, 90 - 5&deg; e 6&deg; andares - Centro Comercial<br />
            &nbsp;CEP 06453-038 Barueri/SP tel(011)2761-7992</span></div>
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<div style="line-height: 8pt; margin: 0cm 0cm 12pt; background: white">&nbsp;</div>
<p>
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            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">9.</span></span></div>
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            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Qual o prazo de aprova&ccedil;&atilde;o da proposta?</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #666666; font-size: 10pt">Na InvestCredFinancimentos, seu cr&eacute;dito &eacute; analisado 40:00 minutos a 1 hora. Por isso, &eacute; necess&aacute;rio que voc&ecirc; aguarde o recebimento do contrato por um de nossos corretores de financiamentos , enviando todos documentos necess&aacute;rios.</span></div>
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</p>
<p>
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            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">10.</span></span></div>
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            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Em quanto tempo o dinheiro estar&aacute; dispon&iacute;vel?</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">O prazo para libera&ccedil;&atilde;o do valor emprestado come&ccedil;ar&aacute; a ser contado a partir do recebimento do contrato nos pontos de atendimento do&nbsp;InvestCredFinanciamentos e aprova&ccedil;&atilde;o da proposta. Se a aprova&ccedil;&atilde;o do cr&eacute;dito ocorrer at&eacute; &agrave;s 17:00 horas, o cr&eacute;dito do valor liberado ocorrer&aacute; no mesmo dia, &agrave; meia-noite. Se a aprova&ccedil;&atilde;o ocorrer ap&oacute;s as 17 horas o valor ser&aacute; liberado no dia seguinte, apartir das 10:00 hs primeiro hor&aacute;rio banc&aacute;rio. </span></div>
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<p>
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            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">11.</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Como receberei o meu cr&eacute;dito?</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">O valor liberado ser&aacute; creditado diretamente em sua conta banc&aacute;ria. Ressaltamos que a conta indicada para recebimento dever&aacute; permitir movimenta&ccedil;&atilde;o banc&aacute;ria.</span></div>
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<p>
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            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">12.</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Qual o limite de parcelas para pagar o empr&eacute;stimo pessoal?</span></span></div>
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        </tr>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">A quantidade m&aacute;xima de parcelas depender&aacute; da an&aacute;lise de seu perfil e dos documentos apresentados. Por isso, &eacute; necess&aacute;rio que voc&ecirc; solic&iacute;te uma simula&ccedil;&atilde;o comum de nosso corretores, para realizar uma simula&ccedil;&atilde;o.<br />
            <br />
            </span></div>
            </td>
        </tr>
    </tbody>
</table>
</p>
<div style="line-height: 8pt; margin: 0cm 0cm 12pt; background: white">&nbsp;</div>
<p>
<table style="width: 98%" border="0" cellpadding="0" width="98%">
    <tbody>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">13.</span></span></div>
            </td>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">As parcelas s&atilde;o fixas?</span></span></div>
            </td>
        </tr>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">Sim, as parcelas s&atilde;o fixas.</span></div>
            </td>
        </tr>
    </tbody>
</table>
</p>
<p>
<table style="width: 98%" border="0" cellpadding="0" width="98%">
    <tbody>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">14.</span></span></div>
            </td>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Eu posso quitar ou antecipar o pagamento de algumas parcelas?</span></span></div>
            </td>
        </tr>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 18.75pt"><span style="color: #666666; font-size: 10pt">Sim. A quita&ccedil;&atilde;o ou antecipa&ccedil;&atilde;o das parcelas poder&aacute; ser solicitada no nosso canal de atendimento nossa Central de Atendimento pelos telefones (011)2761-7992 ou <a href="http://www.investcredfinancimentos.com.br"><font color="#0066cc" size="2">www.investcredfinancimentos.com.br</font></a></span></div>
            </td>
        </tr>
    </tbody>
</table>
</p>
<p>
<table style="width: 98%" border="0" cellpadding="0" width="98%">
    <tbody>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">15.</span></span></div>
            </td>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Terei descontos se quitar meu contrato ou minha(s) parcela(s) antecipadamente?</span></span></div>
            </td>
        </tr>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">Sim. Os descontos s&atilde;o proporcionais ao per&iacute;odo de quita&ccedil;&atilde;o antecipada.</span></div>
            </td>
        </tr>
    </tbody>
</table>
</p>
<p>
<table style="width: 98%" border="0" cellpadding="0" width="98%">
    <tbody>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">16.</span></span></div>
            </td>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Tenho um contrato em andamento e pretendo realizar um novo. &Eacute; poss&iacute;vel?</span></span></div>
            </td>
        </tr>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">Sim. A libera&ccedil;&atilde;o do cr&eacute;dito depender&aacute; apenas da an&aacute;lise de seu perfil e da documenta&ccedil;&atilde;o necess&aacute;ria.</span></div>
            </td>
        </tr>
    </tbody>
</table>
</p>
<p>
<table style="width: 98%" border="0" cellpadding="0" width="98%">
    <tbody>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">17.</span></span></div>
            </td>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Como posso obter informa&ccedil;&otilde;es sobre o meu contrato?</span></span></div>
            </td>
        </tr>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 18.75pt"><span style="color: #666666; font-size: 10pt">As informa&ccedil;&otilde;es sobre seu contrato poder&atilde;o ser consultadas, a qualquer momento, ou pelos telefones de nossa Central de Atendimento: (011)2761-7992 ou <a href="http://www.investcredfinancimentos.com.br"><font color="#0066cc" size="2">www.investcredfinancimentos.com.br</font></a> </span></div>
            </td>
        </tr>
    </tbody>
</table>
</p>
<p>
<table style="width: 98%" border="0" cellpadding="0" width="98%">
    <tbody>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">18.</span></span></div>
            </td>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Posso ter mais de um contrato em andamento?</span></span></div>
            </td>
        </tr>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">Sim, cliente&nbsp;InvestCredFinanciamentos pode ter mais de um contrato em andamento. A efetiva&ccedil;&atilde;o de um novo contrato depender&aacute; da an&aacute;lise de seu perfil e da documenta&ccedil;&atilde;o apresentada.</span></div>
            </td>
        </tr>
    </tbody>
</table>
</p>
<p>
<table style="width: 98%" border="0" cellpadding="0" width="98%">
    <tbody>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">19.</span></span></div>
            </td>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Quando poderei renovar o meu contrato? </span></span></div>
            </td>
        </tr>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">A partir da quita&ccedil;&atilde;o de 50% de seu contrato j&aacute; &eacute; poss&iacute;vel renov&aacute;-lo. &Eacute; s&oacute; comparecer em uma de nossas lojas para fazer uma simula&ccedil;&atilde;o e verificar sobre esta possibilidade</span></div>
            </td>
        </tr>
    </tbody>
</table>
</p>
<p>
<table style="width: 98%" border="0" cellpadding="0" width="98%">
    <tbody>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">20.</span></span></div>
            </td>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Tenho apenas 1 (uma) parcela em atraso no meu contrato vigente. Posso fazer um novo contrato?</span></span></div>
            </td>
        </tr>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">Sim. O&nbsp;InvestCredFinanciamentos &eacute; a &uacute;nica financeira que oferece facilidades de renegocia&ccedil;&atilde;o, por&eacute;m, a an&aacute;lise de seu perfil e da documenta&ccedil;&atilde;o &eacute; necess&aacute;ria.Ligue em uma de nossos canais de atendimento, para que possamos realizar uma simula&ccedil;&atilde;o.</span></div>
            </td>
        </tr>
    </tbody>
</table>
</p>
<p>
<table style="width: 98%" border="0" cellpadding="0" width="98%">
    <tbody>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">21.</span></span></div>
            </td>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Como posso solicitar a carta de quita&ccedil;&atilde;o e/ou declara&ccedil;&atilde;o de d&iacute;vida?</span></span></div>
            </td>
        </tr>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 18.75pt"><span style="color: #666666; font-size: 10pt">A carta pode ser solicitada pessoalmente, em qualquer InvestCredFinanciamentos, ou por meio de nossa Central de Atendimento, pelos telefones (011)2761-7992 ou <a href="http://www.investcredfinanciamentos.com.br"><font color="#0066cc" size="2">www.investcredfinanciamentos.com.br</font></a> <br />
            <br />
            </span></div>
            </td>
        </tr>
    </tbody>
</table>
</p>
<div style="line-height: 8pt; margin: 0cm 0cm 12pt; background: white">&nbsp;</div>
<p>
<table style="width: 98%" border="0" cellpadding="0" width="98%">
    <tbody>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">22.</span></span></div>
            </td>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Em caso de impossibilidade de efetiva&ccedil;&atilde;o de pagamento, &eacute; poss&iacute;vel realizar um refinanciamento de meu contrato?</span></span></div>
            </td>
        </tr>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">A possibilidade de refinanciamento ser&aacute; avaliada, mediante apresenta&ccedil;&atilde;o de documentos, em qualquer InvestCredFinanciamentos</span></div>
            </td>
        </tr>
    </tbody>
</table>
</p>
<p>
<table style="width: 98%" border="0" cellpadding="0" width="98%">
    <tbody>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">23.</span></span></div>
            </td>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Tenho uma d&iacute;vida com o&nbsp;InvestCredFinanciamentos e preciso renegoci&aacute;-la. Como devo proceder?</span></span></div>
            </td>
        </tr>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 18.75pt"><span style="color: #666666; font-size: 10pt">As negocia&ccedil;&otilde;es podem ser feitas diretamente nos canais de atendimento ou pelo Departamento de Cobran&ccedil;a, nos telefonePABX (011)2761-7992(ramais 167 e 456) . </span></div>
            </td>
        </tr>
    </tbody>
</table>
</p>
<p>
<table style="width: 98%" border="0" cellpadding="0" width="98%">
    <tbody>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">24.</span></span></div>
            </td>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Tenho uma d&iacute;vida com a&nbsp;InvestCredFinanciamentos e estou com dificuldades para comparecer &agrave; loja. Posso enviar um representante em meu nome?</span></span></div>
            </td>
        </tr>
        <tr>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">O pagamento da d&iacute;vida, se feito &agrave; vista, pode ser realizado por um representante. Em caso de acordo com parcelamento, o representante dever&aacute; possuir uma procura&ccedil;&atilde;o, para realizar o acordo em nome do cliente.</span></div>
            </td>
        </tr>
    </tbody>
</table>
</p>
<p>
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    <tbody>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">25.</span></span></div>
            </td>
            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Se meu cr&eacute;dito n&atilde;o for aprovado, quando poderei solicitar novamente uma simula&ccedil;&atilde;o?</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">A solicita&ccedil;&atilde;o de uma simula&ccedil;&atilde;o poder&aacute; ser feita a qualquer momento. Basta comparecer, com a documenta&ccedil;&atilde;o necess&aacute;ria, em qualquer lum de nossos canais de atendimento.</span></div>
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</p>
<p>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">26.</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Como fa&ccedil;o para saber onde fica a loja mais pr&oacute;xima?</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">consulte nosso site.http://www.investcredfinanciamentos.com.br</span></div>
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</p>
<p>
<table style="width: 98%" border="0" cellpadding="0" width="98%">
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">27.</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Como posso entrar em contato com o InvestCred Financiamento?</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 18.75pt"><span style="color: #666666; font-size: 10pt">O contato pode ser feito pelo &ldquo;Fale Conosco&rdquo; do site ou pelos telefones de nossa Central de Atendimento: (011)2761-7992</span></div>
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</p>
<p>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; width: 15pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt" valign="top" rowspan="2" width="20">
            <div style="line-height: normal; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 16pt">28.</span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 16pt; margin: 0cm 0cm 18.75pt"><span style="color: #0000ff"><span style="font-size: 14pt">Como posso atualizar meus dados? </span></span></div>
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            <td style="border-bottom: #f0f0f0; border-left: #f0f0f0; padding-bottom: 0.75pt; background-color: transparent; padding-left: 0.75pt; padding-right: 0.75pt; border-top: #f0f0f0; border-right: #f0f0f0; padding-top: 0.75pt">
            <div style="line-height: 12pt; margin: 0cm 0cm 10pt"><span style="color: #333333; font-size: 9pt">&Eacute; extremamente importante manter seu cadastro sempre atualizado. Por isso, em caso de altera&ccedil;&atilde;o cadastral, consulte o regulamento com um de nosso consultores</span></div>
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</p>